Why Choose Business Insurance Market for Your Auto Repair Coverage?

Tailored Coverage for Your Business

We don’t believe in one-size-fits-all insurance. As a self-employed mechanic or auto shop owner, your business has specific needs that go far beyond general liability coverage. That’s why we offer policies tailored to match the unique exposures of your trade—whether you’re replacing brake pads, rebuilding transmissions, or managing a fleet of employees.

We customize Self Employed Mechanic’s Shop Insurance plans that may include:

• Garage Liability
• Garage Keepers Insurance (covers customer vehicles left in your care)
• Business Property Insurance (tools, lifts, and diagnostic equipment)
• Workers’ Compensation
• Commercial Auto (for mobile mechanics or shuttle services)
• Business Interruption Insurance
• Equipment Breakdown Protection

Each auto repair shop is different—and so is your risk. We take the time to understand your business, walk you through coverage options, and build a policy that truly protects what matters most.

Fast and Simple

Time is money—especially when you’re juggling a full workload of customer jobs. At Business Insurance Market, we make getting the right Auto Repair Shop Insurance fast and simple. You can get an online quote in minutes or speak with one of our licensed agents directly for immediate coverage.

Need proof of insurance? We also offer same-day certificate delivery for all requests submitted by 3 p.m. PST. Whether you’re bidding on a new contract or just need documentation for a customer, we make it happen without delay.

Cost-Effective Coverage Starting at Just $71 Down

We know cost is always a factor, especially for small business owners and independent contractors. That’s why we’ve built strong partnerships with a wide network of insurance providers to bring you the best value on the market. Through these relationships, we’re able to offer Mechanic’s Insurance and Auto Shop Insurance with:

• Low monthly payments
• Flexible coverage terms
• Down payments as low as $71

We’re not here to sell you the most expensive policy—we’re here to get you the right coverage at the right price, with no hidden fees or surprises.

About Business Insurance Market

Business Insurance Market was founded by Daniel Munro, a seasoned insurance professional with a deep passion for serving small business owners. After building one of the nation’s largest commercial brokerages—Gaslamp Insurance Services—Daniel launched BIM to bring a more customer-focused, streamlined approach to commercial insurance.

“We put customers first. Always.” – Daniel Munro, Owner/Agent

At Business Insurance Market, we leverage decades of expertise and an expansive carrier network to help you secure the most competitive and comprehensive insurance policies available. Our mission is simple: deliver outstanding service and make sure your business is always protected.

From Self Employed Mechanics Shop Insurance to large-scale Auto Repair Shop Insurance programs, we’ve got your back at every stage of growth.

Who Needs Mechanic’s Insurance?

Whether you’re running a full-service garage or working as a mobile mechanic, you face real risks every day. Just a single mishap—like a customer vehicle getting damaged in your care—can put your livelihood at risk.

Our coverage is ideal for:

• Self-employed mechanics
• Auto repair shops
• Transmission shops
• Brake and muffler shops
• Mobile mechanics
• Body and paint shops
• Performance tuning garages
• Quick lube and oil change businesses

If you work on cars, trucks, or specialty vehicles, you need insurance that’s designed for the automotive industry—not a generic business policy.

What’s Included in Auto Shop Insurance?

Your Auto Shop Insurance package can be customized with any combination of the following:

General Liability Insurance

Protects against third-party injury or property damage claims, such as a customer slipping in your waiting area.

Garage Keepers Liability

Covers damage to customer vehicles while in your possession, whether parked or being worked on.

Property Insurance

Safeguards your building, tools, lifts, diagnostic equipment, inventory, and more.

Commercial Auto Insurance

If you pick up parts, shuttle customers, or run a mobile service van, you need coverage for business-use vehicles.

Workers’ Compensation

Required in most states if you have employees. Covers workplace injuries and medical bills.

Business Interruption

Reimburses lost income during unexpected downtime due to fire, storm damage, or other covered events.

Tools & Equipment Coverage

Your tools are your livelihood—this coverage helps protect against theft, loss, or damage.

Why Self Employed Mechanics Need Specialized Coverage

Working for yourself brings freedom—and risk. You might be renting a small space or running your own mobile repair service, but without Self Employed Mechanics Shop Insurance, you’re leaving yourself vulnerable to lawsuits, costly repairs, or worse.

For self-employed professionals, we offer:

• Affordable packages tailored to individual operators
• Protection for tools and customer vehicles
• Professional liability coverage for service errors
• Flexible payment options and monthly plans

Your coverage should grow with your business. We’ll be here as your partner through every expansion, new location, and equipment upgrade.

Get a Free Consultation Today

Not sure where to start? We make it easy. Call us for a free consultation or request a quote online in just minutes. One of our knowledgeable agents will walk you through your coverage needs, explain your options clearly, and get you covered fast.

Whether you’re just launching your mobile mechanic business or operating a high-traffic repair shop, Business Insurance Market is your trusted ally for affordable, reliable protection.

Protect your business. Protect your tools. Protect your future.

Choose Business Insurance Market for your Mechanic’s Insurance and Auto Shop Insurance needs.