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Inland Marine (Tool & Equipment Coverage)
Equipment Coverage or Tool Coverage which is known in the insurance world as Inland Marine coverage. This covers your equipment in the event that they are lost or stolen. Always an intelligent idea to cover your tools, in particular if you cannot afford to go out and purchase all new ones otherwise you could find your business in a precarious spot should something happen.
It is a good idea to keep your tools covered on a separate policy to your General Liability because if you have a claim it could end up costing you more.
Always a good idea to review asset value and discuss how is the most effective and efficient way to cover your tools.