What are the documents needed for a Workers Comp Audit?

When preparing for a workers' compensation insurance audit, it is essential for businesses to gather all relevant documents to ensure a smooth and accurate process. This not only helps in verifying the coverage but also assists in adjusting premium costs based on the...

What can an insured expect during a Workers Comp Audit?

When a business carries workers' compensation insurance, it periodically undergoes a workers' compensation audit to verify the accuracy of the premium paid based on actual payroll, job classifications, and other factors. This process ensures that the insurance policy...

How does the Workers Comp Audit process work?

Workers' compensation insurance is a crucial element for businesses, providing financial protection and medical care for employees who suffer work-related injuries or illnesses. To ensure that the coverage accurately reflects the operational realities of a business,...

Does contractors insurance cover long-term damage.?

When undertaking construction projects, contractors face numerous risks, from immediate accidents to long-term damage that can manifest years after the completion of the work. Understanding the scope and limitations of contractors insurance in covering such...